top of page
Critical Ilness.png

Critical Illness Cover

Ease the financial strain when you're unwell or facing illness.

What is Critical Illness Insurance and Why You Should Have It.

Critical illness insurance provides a financial lifeline if you’re diagnosed with a serious illness, offering vital support when you need it most. At Richard Jennings Mortgage Services, we understand that life can change in an instant. If a critical illness, such as cancer, a heart attack, or a stroke were to strike, this insurance helps cover lost income, medical bills, and household expenses, so you can focus on recovery, not finances. It’s a crucial layer of protection that ensures you and your family are supported during life’s most challenging moments.

​

Not all critical illness insurance is created equal. The scope of coverage can vary significantly between providers, with some offering far more comprehensive protection than others. It's essential to understand exactly what your policy includes, as some conditions may be excluded or only partially covered. That’s why at Richard Jennings Mortgage Services, we prioritise finding policies with extensive coverages—because your health deserves more than a bare minimum.

​

Many policies also offer valuable additional features, such as coverage for children, second medical opinions, or payouts for less severe conditions. While it’s tempting to focus solely on price, the cheapest policy may not provide the protection you need when the time comes. A high-quality critical illness policy should cover a wide range of conditions and offer you peace of mind that, should the worst happen, you’ll receive the support you deserve.

​

With over 20 years of experience, Richard Jennings Mortgage Services is dedicated to helping you navigate the complexities of critical illness insurance. We believe that quality of cover far outweighs a focus on cost alone. Our team of experts will ensure you have a policy that meets your unique needs, offering comprehensive protection at a competitive rate.

 

Get in touch today to explore your options and secure your family's financial future.

Each critical illness policy is uniquely tailored to your circumstances.

 

This means that after a full medical assessment and the underwriting process, the quote we provide is the exact price you’ll pay for your coverage.

RJ No Background.png

What Our Clients Say

Man with Crossed Arms
Business representative

Beverley

Fantastic customer service! Richard was great at catering to what I needed for my insurance needs. I will definitely recommend him!
Man with Tattoo

Jack

I  would highly recommend Richard. He helped me with everything when buying my first house, from finding the best mortgage/APR to life and home insurance. He also helped me find a good solicitor that didn't charge an excessive amount. Richard is very passionate about what he does and goes out his way to help. I will definitely use him again.
Happy Family

Tessa

Richard was very helpful and friendly. He was good at listening to my needs. He did a great job.
bottom of page