RICHARD JENNINGS MORTGAGE SERVICES
Mortgages For Those Moving Home
Worried About Moving Home?
Let Us Handle Your Mortgage Search for a Smooth Move!
Moving home is one of life’s most exciting yet challenging experiences. The thought of finding the perfect new property can be thrilling, but the logistics of securing the right mortgage can quickly become overwhelming. With so many options and decisions to make, how can you be sure you’re getting the best deal?
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The pressure of selling your current home while securing finance for your new one adds to the chaos. What happens if the deal falls through or you can’t get the mortgage you need? Many people also worry about hidden fees, confusing mortgage terms, and the risk of rejection, which can derail the entire process. All of this can make what should be an exciting chapter feel stressful and uncertain.
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At Richard Jennings Mortgage Services, we specialise in taking the stress out of your home move. With access to over 90 lenders and 10,000+ mortgage products, we find the right mortgage tailored to your individual circumstances. Whether you're moving up the property ladder or downsizing, our award-winning team will walk you through every step of the process. We’ll handle the details so you can focus on the excitement of your new home. We also offer in-person advice at our new Dumfries location, giving you the option for face-to-face guidance in a relaxed, friendly environment.
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With our expert advice and a whole-of-market approach, you’ll move into your new home with confidence, knowing you have the right mortgage behind you. Forget the hassle and uncertainty—let us help you make your next move smooth, simple, and stress-free.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Exploring Your Mortgage Options When Moving Home
When moving to a new home, one of the biggest questions is: What do I do with my current mortgage? Should you stay with your existing lender or switch to a new one? Understanding your options is key to making the right financial decision for your move.
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The process can feel confusing—do you need to pay early repayment charges if you leave your current lender? What if the rates aren’t as competitive, or the terms don’t suit your new home’s value? The fear of losing a good rate or being stuck with penalties makes many homeowners anxious about making a move.
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One option to consider is porting your existing mortgage. Many lenders allow you to transfer your current mortgage to your new property, keeping the same terms and interest rate. This can be an excellent option if you're happy with your current mortgage deal and want to avoid exit fees. However, if your new home requires a bigger loan or you’re looking for better terms, switching to a new mortgage deal might be more beneficial. At Richard Jennings Mortgage Services, we will assess your situation, review your options, and guide you toward the most cost-effective solution, whether it’s porting or switching lenders entirely.
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With expert advice, you can make a confident, informed decision about your mortgage. Whether you choose to port your current mortgage or explore new options, you’ll secure a deal that supports your move and keeps your financial future on track.