Mortgage Advisors in Carlisle & Dumfries

We are on a mission to help you navigate the complexities of mortgages and insurance with ease and confidence.

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How can we Help?

See all the things we can help you with today…

How does it Work?

You’re only 3-steps away from getting approved…

Our first chat

Let’s grab a drink and find out a bit more about you, your goals and your circumstances. You talk, we take notes.

Find the deal

We’ll find a mortgage plan that’s perfectly tailored to your needs, offering all the most suitable options for you and your family.

Leave it to us

Once we have all the information we need, we will begin to apply, keeping you informed every step of the way.

We have access to thousands of Mortgage Deals

Meet the Team

Meet the guys behind the scenes…

richard jennings

Richard Jennings

Founder & Mortgage Director

Harry Jennings

Social Media Manager

With over 20 years of industry experience, we’ve grown into a trusted, award-winning brokerage, serving clients across Dumfries and Carlisle. Whether you’re searching for tailored mortgage solutions or comprehensive insurance cover, we’re here to provide expert guidance every step of the way.

Mortgage Calculator

The figures provided by this calculator are for illustration purposes only. To obtain an accurate figure based on your personal situation and circumstances please obtain a personalised mortgage illustration.

Kind words from Our Customers

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Dumfries Office

Carlisle Office

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Regulatory Information

Galloway Jennings (formerly known as Richard Jennings Mortgage Services) has an application in progress to become an Appointed Representative of BrokerSync Ltd, which is authorised and regulated by the Financial Conduct Authority (1031981).

There may be a fee for Mortgage Advice. The precise amount will depend upon your circumstances and will be agreed upon following your initial meeting.

Equity Release, Investments, Pensions, Wills, Trusts, PMI and Estate Planning will be referred to our authorised third-party providers. ABC Ltd and BrokerSync Ltd are not responsible for any advice received from the third-party providers.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Conveyancing, Wills, and some forms of Buy-to-let Mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured against it.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is, therefore, primarily targeted at consumers based in the UK.

We’re Rebranding – Introducing 'Galloway Jennings'

Richard Jennings Mortgage Services is becoming Galloway Jennings following the acquisition of another brokerage and to better reflect our roots here in Dumfries & Galloway.

While our name is changing, everything else remains the same — the same ownership, the same team, and the same 5★ award-winning service you know and trust.

We’re excited for this next chapter and look forward to continuing to support you with all your mortgage and protection needs.